To dispute a posting on your credit report you can dispute by mail or online.
To dispute by mail, send the financial institution a copy of your credit report, copy of identification, a letter stating what you are disputing, and a copy of bank statements or other supporting documents.
To dispute an item online, click on the link for the credit bureau you would like to dispute with.
Equifax: https://www.equifax.com/personal/credit-report-services/credit-dispute/
Experian: https://www.experian.com/disputes/main.html
TransUnion: https://www.transunion.com/credit-disputes/dispute-your-credit
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